Financing and Structuring Health Care

Financing and Structuring Health C argon Dana Marie Doty Dr. Queensberry Health operate governing- HSA500 January 29, 2012 The three chief(prenominal) shells of health in the unify States are voluntary, kindly and upbeat medicine. The three methods for categorizing health restitution in the United States are principle insurance vehicles that provide benefits associated with ill health, by the sheath of organization sponsoring the coverage and funding mechanism. The three types of managed contend plans are Preferred Provider Organization (PPO), Health charge Organization (HMO) and Point-of-Service (POS). The three types of managed care plans can pee-pee both(prenominal) pros and cons. The Medicare and Medicaid programs have been impacted by managed care. uncoerced is also cognise as private health insurance. 1929 marked the landmark grade for Voluntary Health Insurance (VHI) (Williams & Torrens, 2008). Private health insurance plans were experiencin g galactic growth by 1946 This was due to wage and worth restrictions in the post-World War II period spurred the growth of beautify benefits, particularly in unionized industries (Williams & Torrens). In 2002, about 85 percent of the entire U.S. population was covered by well-nigh type of health insurance (Williams & Torrens).

VHI provide many benefits which acknowledge the consequence of reimbursement for covered services. Also, they include hospital indemnity plans which propose condition cash payments for each day of inpatient hospitalization, careless(predicate) of the expenses really incurred (Williams & Torrens). Social Health Insurance, it is sponsored by the U.S. gove rnment. The two major(ip) compulsory social! health insurance programs are Workers salary and Medicare. Workers salary is for the costs and pain of suffering job-related accidents (Williams & Torrens, 2008). In 1914, the for the first time Workers Compensation law in the United States was passed by new(a) York in response to the Triangle Shirt Factory disregard in which 146 women lost their...If you want to get a all-inclusive essay, launch it on our website: OrderEssay.net

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